BLIK
BLIK is Poland’s mobile payment system that enables consumers to make e-commerce payments, in-store payments, ATM withdrawals and peer-to-peer transfers using a one-time code generated in their banking app. In 2025, BLIK processed nearly 2.9 billion transactions worth PLN 441.5 billion, confirming its role as one of Poland’s most important local payment methods. For merchants, BLIK is especially relevant in online commerce, where Polish customers frequently choose mobile bank-based payments over cards.
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Reasons for Popularity
BLIK allows users to pay in physical and online stores, make contactless payments, withdraw and deposit cash at ATMs, and send money between banks using just a phone number
BLIK is accepted by all major Polish banks and a growing number of merchants, both online and offline
BLIK continuously introduces new features, such as contactless payments (enabled through a partnership with Mastercard), and is expanding into new European markets
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