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BLIK
Blik is a Poland-based mobile payment system launched in 2015 by Polski Standard Płatności, an alliance of six major Polish banks. It enables users to make fast, secure electronic payments and money transfers directly from their bank accounts via a mobile banking app.
Method
BLIK
LPM Market Share
50%
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
18M
Disbursements
No
No
Chargebacks
No
Authorization currency
PLN
Authorization
speed
speed
Instant
Recurring
No
No
Reasons for Popularity
BLIK allows users to pay in physical and online stores, make contactless payments, withdraw and deposit cash at ATMs, and send money between banks using just a phone number
BLIK is accepted by all major Polish banks and a growing number of merchants, both online and offline
BLIK continuously introduces new features, such as contactless payments (enabled through a partnership with Mastercard), and is expanding into new European markets
