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Poland
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BLIK Has Become Europe's Leading Account-to-Account Payment Network
BLIK has transformed Poland into one of Europe's most advanced account-to-account payment markets. Used daily by millions of consumers, it enables instant payments across e-commerce, point of sale, ATM withdrawals and peer-to-peer transfers.
As BLIK expands internationally and participates in European interoperability initiatives, Poland continues setting the pace for modern bank-based payments.
Cross-Border Payment Infrastructure for Global Growth
Local Payment Infrastructure
Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.
Payments & Payouts
Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.
Industries We Support
Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.
One API
Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.
Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.
Offer customers the payment methods they already know and trust.
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Supported Payment Methods
BLIK is Poland’s mobile payment system that enables consumers to make e-commerce payments, in-store payments, ATM withdrawals and peer-to-peer transfers using a one-time code generated in their banking app. In 2025, BLIK processed nearly 2.9 billion transactions worth PLN 441.5 billion, confirming its role as one of Poland’s most important local payment methods. For merchants, BLIK is especially relevant in online commerce, where Polish customers frequently choose mobile bank-based payments over cards.
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Reasons for Popularity
BLIK allows users to pay in physical and online stores, make contactless payments, withdraw and deposit cash at ATMs, and send money between banks using just a phone number
BLIK is accepted by all major Polish banks and a growing number of merchants, both online and offline
BLIK continuously introduces new features, such as contactless payments (enabled through a partnership with Mastercard), and is expanding into new European markets
Pay by Bank in Poland allows customers to authorize payments directly from their bank accounts through local banking infrastructure. Poland is one of Europe’s strongest markets for bank-based and mobile payment methods, making Pay by Bank relevant for e-commerce, digital services and business transactions. For merchants, it supports trusted local checkout and account-to-account payment acceptance.
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Reasons for Popularity
Speed, security, transparency, mobile integration, widespread availability.
Built for Developers
Modern APIs, clean documentation and rapid integration.
Built for Finance Teams
Automated reconciliation, transparent reporting and streamlined settlements.
Built for Customers
Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.
