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Poland

Poland

Poland
Top e-commerce industries
20.2%
Electronics
31.4%
Hobby & Leisure
Fashion
12.3%
Furniture & Homeware
Care Products
DIY
Grocery
Warsaw
Capital
38.7M
Population
GMT+2
Time Zone (GMT)
PLN zł
Currency
Polish złoty
261.6
Transactions
value in 2028
18.6%
CAGR
of Digital Payments
during 2025-2028

Popularity of e-commerce payment methods

Bank Transfer
68%
Buy Now Pay Later
3%
Cash-in
1%
Credit Cards
6%
Debit Cards & Prepaid Cards
8%
E-wallet
15%
Mobile Money
15%
Others
1%

Extend your reach

Blik is a Poland-based mobile payment system launched in 2015 by Polski Standard Płatności, an alliance of six major Polish banks. It enables users to make fast, secure electronic payments and money transfers directly from their bank accounts via a mobile banking app.

Method
BLIK
LPM Market Share
50%
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
18M
Disbursements
No
No
Chargebacks
$25.00
Authorization currency
PLN
Authorization
speed
Instant
Recurring
No
No

Reasons for Popularity

BLIK allows users to pay in physical and online stores, make contactless payments, withdraw and deposit cash at ATMs, and send money between banks using just a phone number

BLIK is accepted by all major Polish banks and a growing number of merchants, both online and offline

BLIK continuously introduces new features, such as contactless payments (enabled through a partnership with Mastercard), and is expanding into new European markets