QR Interoperability:
Expand Cross-Border
QR Payments
Cross-border QR payments enable consumers to pay internationally using domestic banking applications connected to national QR payment systems such as VietQR, PromptPay, ELQR, Pix, or QR Ph.
Connect to real-time QR payment networks through a single integration.
Built for banks, PSPs, and remittance providers.
A single infrastructure layer
for regional QR ecosystems
8B connects financial institutions to regional QR ecosystems, enabling interoperable scan-to-pay transactions across banks, remittance providers, and local payment networks. A single infrastructure layer provides seamless access to real-time QR payments across Asia and beyond.
Live and Upcoming QR Networks
8B provides access to national QR payment schemes through a single connection, helping institutions build cross-border corridors without separate local integrations.
Launched by NAPAS and participating banks, VietQR standardizes account-to-account QR transfers and merchant payments across Vietnam.
QR Ph is the Philippines’ interoperable national standard, allowing bank and wallet users to scan one code.
PromptPay enables instant Thai bank transfers using mobile numbers, national IDs and standardized merchant QR codes.
Launched by Brazil’s central bank, Pix enables instant payments using aliases, QR codes and payment links.
ELQR is Kyrgyzstan’s unified national QR standard, connecting banks, payment providers and interoperable merchant acceptance.
Tajikistan’s Unified QR lets customers pay participating merchants through different domestic banking and wallet applications.
Launched in 2025, Bre-B unifies instant payments across more than 200 Colombian financial institutions.
Transferencias 3.0 makes merchant QR codes interoperable across Argentine banks, payment accounts and digital wallets.
Yape and Plin connect Peru’s leading mobile payment ecosystems, enabling transfers using only a phone number.
TR Karekod provides Turkey’s common national QR framework for banks, instant payments and licensed providers.
Cambodia’s central bank introduced KHQR as one interoperable merchant code, now linked with multiple Asian markets.
QPay connects Mongolian banks and wallets while accepting WeChat Pay, UnionPay and Korea’s GLN.
QR Simple enables interoperable account-to-account payments across Bolivian banks and mobile wallets.
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Bancard QR lets customers pay merchants using applications from more than 25 Paraguayan financial institutions.
LAO QR connects participating Lao banks and supports regional cross-border payments, including Cambodia’s KHQR network.
Seoul Standard QR connects local merchants with 53 payment apps from 17 countries.
How Cross-Border QR Payments Work
A single 8B integration connects banks, PSPs and wallets to national QR payment systems, enabling real-time cross-border QR payments through existing domestic payment infrastructure.
Connect once to access multiple national QR payment systems through a single integration.
Route payments across government-backed national QR networks without building separate country integrations.
Process cross-border QR transactions instantly through supported domestic payment infrastructure.
Settle transactions locally through participating banks and payment institutions using domestic payment infrastructure.
Who This Is For
8B QR interoperability is designed for financial institutions expanding cross-border payment capabilities.
Enable customers to send and receive cross-border QR payments through existing mobile banking apps.
Offer faster and lower-cost remittances through real-time QR payment networks.
Connect to regional QR payment schemes without building individual integrations.
Key Benefits
8B QR interoperability is structured around direct institutional needs: coverage, speed, and infrastructure that can grow with transaction volume.
Access multiple national QR payment networks through one connection.
Enable instant cross-border payments through QR-enabled banking infrastructure.
Built to support high transaction volumes for banks, remittance companies, and payment platforms.
