RuPay
RuPay is India’s domestic card payment network, operated by the National Payments Corporation of India (NPCI). It supports debit, credit, prepaid and contactless payments across online and physical channels. RuPay credit cards can also be linked to UPI apps, allowing customers to make card-funded payments through India’s extensive QR-code acceptance network.
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Reasons for Popularity
RuPay credit cards can be linked to UPI apps, allowing customers to pay by scanning familiar UPI QR codes. This gives RuPay access to more than 50 million merchant acceptance points across India, including many small businesses without traditional card terminals.
Created by the National Payments Corporation of India, RuPay is widely issued by Indian public- and private-sector banks. It supports debit, credit, prepaid and contactless products designed for the local payments ecosystem.
50M+ merchant acceptance points are accessible through the UPI ecosystem.
8% was RuPay’s corresponding share by transaction value, reflecting its strong use for everyday, lower-ticket payments.
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