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Accept Payments in India with UPI and Other Local Payment Methods
India is one of the world's largest and fastest-growing digital payment markets. With a population exceeding 1.4 billion people and rapid adoption of mobile banking, the country has become a global leader in real-time payments.
Unified Payments Interface (UPI) is the dominant payment method in India and accounts for the majority of digital payment transactions. Consumers increasingly prefer instant bank-to-bank payments through UPI, while NetBanking, debit cards, credit cards, digital wallets, and bank transfers remain important payment options across different industries and customer segments.
For international businesses entering the Indian market, offering local payment methods is essential for maximizing conversion rates and improving customer experience. Indian consumers expect fast, secure, and mobile-friendly checkout experiences that support familiar local payment options.
India's digital economy continues to expand across e-commerce, travel, gaming, SaaS, marketplaces, and digital services. Businesses accepting payments in India often need access to local collection methods, INR settlement capabilities, and payment infrastructure aligned with local regulations and customer preferences.
8b helps merchants simplify payment acceptance in India through local payment methods, cross-border payment solutions, and streamlined payout capabilities designed for one of the world's most dynamic digital economies.
Built for Today’s Most Dynamic Sectors
Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.
Payments & Payouts
Manage everything - customer payments, partner payouts, contractor disbursements - through one unified platform.
Cross-Border Business Payments
Retail & E-commerce, Gaming & Travel Payments, PSPs
Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.
Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.
Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.
Give shoppers the payment options they use every day:
Extend your reach
UPI (Unified Payments Interface) is a real-time payment system in India developed by the National Payments Corporation of India (NPCI) and regulated by the Reserve Bank of India (RBI). It enables direct bank-to-bank transfers instantly using a smartphone, without the need for intermediary wallets. Although UPI was not originally designed for wallet integration, several major wallets in India, such as Amazon Pay, PhonePe, Fampay, and OneCard, have incorporated UPI functionality, enhancing its usability and convenience.
speed
Reasons for Popularity
Immediate money transfer through mobile device round the clock 24*7 and 365 days
Single mobile application for accessing different bank accounts
Single Click 2 Factor Authentication
Built for Developers
Modern APIs, clean documentation and rapid integration.
Built for Finance Teams
Automated reconciliation, transparent reporting and streamlined settlements.
Built for Customers
Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.
