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Payment Gateway
India
Local, Online & Cross-Border Payments
India

India

India
Top e-commerce industries
23.7%
Electronics
20.8%
Hobby & Leisure
18.7%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.

If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.

New Delhi
Capital
1.4B
Population
GMT +5
Time Zone (GMT)
INR (₹)
Currency
Indian Rupee
$3.5Tr
Transactions
value in 2030
16.4%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Cross-Border Business Payments

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

UPI
Bank Transfer
12%
Buy Now Pay Later
3%
Cash-in
3%
Credit Cards
15%
Debit Cards & Prepaid Cards
9%
E-wallet
56%
Mobile Money
56%
Others
1%
A Local Payment Gateway
India
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

UPI (Unified Payments Interface) is a real-time payment system in India developed by the National Payments Corporation of India (NPCI) and regulated by the Reserve Bank of India (RBI). It enables direct bank-to-bank transfers instantly using a smartphone, without the need for intermediary wallets. Although UPI was not originally designed for wallet integration, several major wallets in India, such as Amazon Pay, PhonePe, Fampay, and OneCard, have incorporated UPI functionality, enhancing its usability and convenience.

Method
UPI
LPM Market Share
18%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
330M
Disbursements
Yes
Yes
Chargebacks
No
Authorization currency
INR
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Immediate money transfer through mobile device round the clock 24*7 and 365 days

Single mobile application for accessing different bank accounts

Single Click 2 Factor Authentication

Why Companies Choose 8B in
India

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.