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QRIS
QRIS (Quick Response Code Indonesian Standard) is Indonesia’s standardised QR code system that consolidates multiple payment platforms. It enables customers to make payments from different e-wallets or mobile banking apps using the same QR code.
Method
QRIS
LPM Market Share
14%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
40M
Disbursements
Yes
Yes
Chargebacks
No
Authorization currency
IDR
Authorization
speed
speed
Instant
Recurring
No
No
Reasons for Popularity
Adopted universally since 2020, QRIS streamlines transactions for businesses and consumers alike
QRIS provides user interoperability with other popular wallet brands: one QR code for all payment applications
Able to quickly find out incoming transactions without logging in to the QRIS dashboard. Notification of incoming transactions can be obtained from the QRIS Application
