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Pay by Bank (SK)

Pay by Bank in Slovakia allows customers to authorize payments directly from their bank accounts through local banking infrastructure. It is relevant for online purchases, digital services, invoices and business payments. For merchants and PSPs, Pay by Bank provides a local account-to-account option that can improve trust and checkout completion.

Method
Pay by Bank (SK)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
EUR
Authorization
speed
Instant
Recurring
N/A
N/A
Notify when available

Reasons for Popularity

The continued evolution of open banking infrastructure, consumer trust in secure APIs, and regulatory mandates.

Related Resources

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