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Pay by Bank (RO)
Pay by Bank in Romania allows customers to pay directly from local bank accounts using online banking infrastructure. It supports account-to-account payment flows for e-commerce, subscriptions, invoices and services. For businesses entering Romania, Pay by Bank provides a familiar local alternative to card-based checkout.
Method
Pay by Bank (RO)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
RON
Authorization
speed
speed
Instant
Recurring
N/A
N/A
