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Payment Gateway
Romania
Local, Online & Cross-Border Payments
Romania

Romania

Romania
Top e-commerce industries
20%
Electronics
28.1%
Hobby & Leisure
15.9%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.

If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.

Bucharest
Capital
18.1M
Population
GMT+2
Time Zone (GMT)
RON
Currency
Romanian leu
$93.5B
Transactions
value in 2030
20.1%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Cross-Border Business Payments

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

Pay by Bank (RO)
Bank Transfer
15%
Buy Now Pay Later
5%
Cash-in
30%
Credit Cards
15%
Debit Cards & Prepaid Cards
15%
E-wallet
20%
Mobile Money
20%
Others
1%
A Local Payment Gateway
Romania
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

Pay by Bank in Romania is an emerging payment method that allows direct account-to-account payments through secure APIs provided by banks, facilitated under the EU's PSD2 regulation.

Method
Pay by Bank (RO)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
RON
Authorization
speed
Instant
Recurring
N/A
N/A
Notify when available

Reasons for Popularity

Regulatory push in Romania, including a 2024 law mandating merchants to offer at least one electronic payment option, favoring digital alternatives like open banking.

Why Companies Choose 8B in
Romania

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.