Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
return to all countries
.png)
Romania
%20(1).png)
Top e-commerce industries
20%
Electronics
28.1%
Hobby & Leisure
15.9%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery
Bucharest
Capital
18.1M
Population
GMT+2
Time Zone (GMT)
RON
Currency
Romanian leu
$93.5B
Transactions
value in 2030
20.1%
CAGR
of Digital Payments
during 2025-2030
during 2025-2030
Popularity of e-commerce payment methods
Extend your reach
.png)
Pay by Bank in Romania is an emerging payment method that allows direct account-to-account payments through secure APIs provided by banks, facilitated under the EU's PSD2 regulation.
Method
Pay by Bank (RO)
Pay by Bank (RO)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
RON
Authorization
speed
speed
Instant
Recurring
N/A
N/A
Reasons for Popularity
Regulatory push in Romania, including a 2024 law mandating merchants to offer at least one electronic payment option, favoring digital alternatives like open banking.
