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Pay by Bank (PL)

Pay by Bank in Poland is a widely adopted payment method allowing direct authorisation of payments from a customer’s bank account through API connections.

Method
Pay by Bank (PL)
LPM Market Share
68%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
PLN
Authorization
speed
Instant
Recurring
N/A
N/A
Notify when available

Reasons for Popularity

Speed, security, transparency, mobile integration, widespread availability.