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Pay by Bank (CH)

Pay by Bank in Switzerland refers to direct account-to-account payments enabled via standardized APIs that connect banks with third-party providers.

Method
Pay by Bank (CH)
LPM Market Share
13%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
CHF
Authorization
speed
Instant
Recurring
N/A
N/A
Notify when available

Reasons for Popularity

Independence from card networks, making Pay by Bank attractive in ecosystems with strong local banking traditions.

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