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Switzerland
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Top e-commerce industries
17%
Electronics
Hobby & Leisure
25%
Fashion
9%
Furniture & Homeware
Care Products
DIY
Grocery
Bern
Capital
8.7M
Population
GMT+1
Time Zone (GMT)
CHF
Currency
Swiss franc
$240.9B
Transactions
value in 2030
18.8%
CAGR
of Digital Payments
during 2025-2030
during 2025-2030
Popularity of e-commerce payment methods
Extend your reach
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Pay by Bank in Switzerland refers to direct account-to-account payments enabled via standardized APIs that connect banks with third-party providers.
Method
Pay by Bank (CH)
Pay by Bank (CH)
LPM Market Share
13%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
CHF
Authorization
speed
speed
Instant
Recurring
N/A
N/A
Reasons for Popularity
Independence from card networks, making Pay by Bank attractive in ecosystems with strong local banking traditions.
