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Pay by Bank (IT)

Pay by Bank in Italy allows customers to complete payments directly from their bank accounts using local banking channels. It is relevant for online purchases, invoices, services and B2B payments. For businesses entering Italy, Pay by Bank helps support trusted local checkout and reduces reliance on international card networks.

Method
Pay by Bank (IT)
LPM Market Share
9%
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
EUR
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Faster transfers: Open banking's instant account-to-account transfers ensure immediate fund availability

Cost reduction: Open banking offers an alternative to traditional card networks through direct account-to-account payments, reducing transaction costs for merchants

Related Resources

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