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Accept Local Payment Methods in
Italy
Connect to popular local payment methods through one API. Automate cross-border payouts and expand with regulated fintech infrastructure from 8B.
Italy

Italy

Italy
Top e-commerce industries
25.5%
Electronics
17.9%
Hobby & Leisure
21.3%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Italy Is Modernising Payments Around Bancomat

Italy continues modernising its payment infrastructure through Bancomat, the country's domestic payment network, alongside growing adoption of digital wallets and instant bank payments.

The market is gradually expanding beyond traditional card payments toward more connected account-to-account payment experiences.

Rome
Capital
59.0M
Population
GMT +2
Time Zone (GMT)
EUR (€)
Currency
Euro
$228.4B
Transactions
value in 2031
14.9%
CAGR
of Digital Payments during 2026-2031

Cross-Border Payment Infrastructure for Global Growth

Local Payment Infrastructure

Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.

Payments & Payouts

Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.

Industries We Support

Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.

One API

Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.

Pay by Bank (IT)
Bank Transfer
7%
Buy Now Pay Later
6%
Cash-in
1%
Credit Cards
18%
Debit Cards & Prepaid Cards
24%
E-wallet
43%
Mobile Money
43%
Others
8%
The Infrastructure Behind Local Payment Methods in
Italy

Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.

Connect Through One API

Offer customers the payment methods they already know and trust.

Supported Payment Methods

Pay by Bank in Italy allows customers to complete payments directly from their bank accounts using local banking channels. It is relevant for online purchases, invoices, services and B2B payments. For businesses entering Italy, Pay by Bank helps support trusted local checkout and reduces reliance on international card networks.

Method
Pay by Bank (IT)
LPM Market Share
9%
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
EUR
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Faster transfers: Open banking's instant account-to-account transfers ensure immediate fund availability

Cost reduction: Open banking offers an alternative to traditional card networks through direct account-to-account payments, reducing transaction costs for merchants

Why Companies Choose 8B in
Italy

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.