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NAPAS
A NAPAS card is a type of domestic payment card issued by banks in Vietnam, facilitated by the National Payment Corporation of Vietnam (NAPAS). NAPAS offers several types of cards, including debit, credit, and prepaid cards. These cards allow users to make transactions within Vietnam, including purchases at POS terminals, online payments, and cash withdrawals at ATMs
Method
NAPAS
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Local Card Scheme
Local Card Scheme
Users
110M
Disbursements
No
No
Chargebacks
$25.00
Authorization currency
VND
Authorization
speed
speed
Instant
Recurring
No
No
Reasons for Popularity
Convenience: NAPAS cards are widely accepted across Vietnam, with over 300,000 payment terminals and e-commerce platforms supporting them
Accessibility: NAPAS cards can be used for interbank transfers and withdrawals
National Payment Infrastructure: Napas has played a key role in developing a robust payment infrastructure within Vietnam.
