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Global Payments for
Vietnam
Simple, Local and Ready for Growth
Vietnam

Vietnam

Vietnam
Top e-commerce industries
24.7%
Electronics
18.5%
Hobby & Leisure
19.6%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to

8B

Vietnam

, where global payment technology meets strong local expertise

If you’re expanding into the region — whether in ecommerce, digital services or B2B operations — we make it easy to accept payments, send payouts and manage your financial flows with confidence.

Hanoi
Capital
105.8M
Population
GMT +7
Time Zone (GMT)
VND ₫
Currency
Vietnamese dong
$203.1B
Transactions
value in 2030
19%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Cross-Border Business Payments

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

NAPAS
ZaloPay
VietQR
Bank Transfer
20%
Buy Now Pay Later
1%
Cash-in
17%
Credit Cards
17%
Debit Cards & Prepaid Cards
9%
E-wallet
36%
Mobile Money
36%
Others
1%
A Local Payment Gateway
Vietnam
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

A NAPAS card is a type of domestic payment card issued by banks in Vietnam, facilitated by the National Payment Corporation of Vietnam (NAPAS). NAPAS offers several types of cards, including debit, credit, and prepaid cards. These cards allow users to make transactions within Vietnam, including purchases at POS terminals, online payments, and cash withdrawals at ATMs

Method
NAPAS
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Local Card Scheme
Local Card Scheme
Users
110M
Disbursements
No
No
Chargebacks
No
Authorization currency
VND
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Convenience: NAPAS cards are widely accepted across Vietnam, with over 300,000 payment terminals and e-commerce platforms supporting them

Accessibility: NAPAS cards can be used for interbank transfers and withdrawals

National Payment Infrastructure: Napas has played a key role in developing a robust payment infrastructure within Vietnam.

ZaloPay is a popular mobile payment app in Vietnam, launched in 2016. It is built on top of Zalo, Vietnam's most popular messaging app, which was launched in 2012. ZaloPay offers a range of services including online shopping, bill payments, money transfers, and donations.

Method
ZaloPay
LPM Market Share
Payments
Yes
Refunds
Yes - full refunds only
Type
E-wallet
Local Card Scheme
Users
15M
Disbursements
No
No
Chargebacks
No
Authorization currency
VND
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Convenience and Familiarity: Being integrated with the widely used Zalo messaging app, it offers convenience and trust to users who are already familiar with the platform

Market Need: In a country where many are unbanked and few have credit cards, ZaloPay fills a significant gap by offering digital payment solutions

Wide Range of Services: It provides a variety of services such as bill payments, money transfers, and online shopping, making it a versatile payment solution

VietQR is a payment system that utilizes QR codes for electronic transactions, providing a unified platform for QR-based payments and transfers in Vietnam. It operates through the NAPAS network and member banks, offering a convenient and secure way to conduct cashless transactions. The VietQR API allows businesses to integrate QR code payment services into their systems, enabling features like transaction management, automatic notifications, and real-time cash flow reports

Method
VietQR
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
40M
Disbursements
No
No
Chargebacks
No
Authorization currency
VND
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Convenience: VietQR allows users to make cashless transactions quickly and easily by simply scanning a QR code

Integration with Multiple Banks: It allows users to make payments through various banks and e-wallets, enhancing accessibility

Cross-Border Payments: The launch of cross-border QR code payments between Vietnam and Thailand has further increased its appeal by facilitating international transaction

Why Companies Choose 8B in
Vietnam

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.