.avif)
Vietnam
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during 2025-2028
Popularity of e-commerce payment methods
Extend your reach
A NAPAS card is a type of domestic payment card issued by banks in Vietnam, facilitated by the National Payment Corporation of Vietnam (NAPAS). NAPAS offers several types of cards, including debit, credit, and prepaid cards. These cards allow users to make transactions within Vietnam, including purchases at POS terminals, online payments, and cash withdrawals at ATMs
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Reasons for Popularity
Convenience: NAPAS cards are widely accepted across Vietnam, with over 300,000 payment terminals and e-commerce platforms supporting them
Accessibility: NAPAS cards can be used for interbank transfers and withdrawals
National Payment Infrastructure: Napas has played a key role in developing a robust payment infrastructure within Vietnam.
ZaloPay is a popular mobile payment app in Vietnam, launched in 2016. It is built on top of Zalo, Vietnam's most popular messaging app, which was launched in 2012. ZaloPay offers a range of services including online shopping, bill payments, money transfers, and donations.
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Reasons for Popularity
Convenience and Familiarity: Being integrated with the widely used Zalo messaging app, it offers convenience and trust to users who are already familiar with the platform
Market Need: In a country where many are unbanked and few have credit cards, ZaloPay fills a significant gap by offering digital payment solutions
Wide Range of Services: It provides a variety of services such as bill payments, money transfers, and online shopping, making it a versatile payment solution
VietQR is a payment system that utilizes QR codes for electronic transactions, providing a unified platform for QR-based payments and transfers in Vietnam. It operates through the NAPAS network and member banks, offering a convenient and secure way to conduct cashless transactions. The VietQR API allows businesses to integrate QR code payment services into their systems, enabling features like transaction management, automatic notifications, and real-time cash flow reports
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Reasons for Popularity
Convenience: VietQR allows users to make cashless transactions quickly and easily by simply scanning a QR code
Integration with Multiple Banks: It allows users to make payments through various banks and e-wallets, enhancing accessibility
Cross-Border Payments: The launch of cross-border QR code payments between Vietnam and Thailand has further increased its appeal by facilitating international transaction
