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Vietnam
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VietQR Is Accelerating Vietnam's Digital Payment Growth
Vietnam's payment ecosystem is rapidly evolving as QR payments and digital wallets gain widespread adoption. Digital wallets account for approximately 38% of e-commerce payments, while VietQR continues expanding interoperable bank payments nationwide.
MoMo, ZaloPay and ShopeePay are driving consumer adoption alongside VietQR, supported by strong e-commerce growth and government initiatives promoting cashless payments.
Through one API, 8B connects businesses to VietQR, MoMo, ZaloPay and Vietnam's leading local payment methods.
Cross-Border Payment Infrastructure for Global Growth
Local Payment Infrastructure
Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.
Payments & Payouts
Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.
Industries We Support
Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.
One API
Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.
Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.
Offer customers the payment methods they already know and trust.
Supported Payment Methods
NAPAS is Vietnam’s national payment switching and clearing infrastructure. It connects banks, card issuers, ATMs, POS terminals and digital payment services across the country. NAPAS plays a central role in Vietnam’s domestic card and account-to-account payment ecosystem and supports QR payment initiatives such as VietQR. For merchants and payment providers, NAPAS is a foundational payment network for accessing Vietnam’s local banking and digital payment infrastructure.
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Reasons for Popularity
Convenience: NAPAS cards are widely accepted across Vietnam, with over 300,000 payment terminals and e-commerce platforms supporting them
Accessibility: NAPAS cards can be used for interbank transfers and withdrawals
National Payment Infrastructure: Napas has played a key role in developing a robust payment infrastructure within Vietnam.
VietQR is Vietnam’s national QR payment standard developed by NAPAS in cooperation with the country’s banking sector. It allows consumers to make instant account-to-account payments by scanning standardized QR codes across participating banks and mobile banking applications. VietQR has become a core payment method for retail purchases, e-commerce and business payments throughout Vietnam.
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Reasons for Popularity
Convenience: VietQR allows users to make cashless transactions quickly and easily by simply scanning a QR code
Integration with Multiple Banks: It allows users to make payments through various banks and e-wallets, enhancing accessibility
Cross-Border Payments: The launch of cross-border QR code payments between Vietnam and Thailand has further increased its appeal by facilitating international transaction
Built for Developers
Modern APIs, clean documentation and rapid integration.
Built for Finance Teams
Automated reconciliation, transparent reporting and streamlined settlements.
Built for Customers
Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.
