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GCash
GCash is a popular e-wallet in the Philippines which is widely used by customers to send or receive funds, pay bills and shop online.
Method
GCash
LPM Market Share
63%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
E-wallet
Local Card Scheme
Users
76M
Disbursements
No
No
Chargebacks
No
Authorization currency
PHP
Authorization
speed
speed
Instant
Recurring
No
No
Reasons for Popularity
GCash has a user-friendly mobile app that's accessible to most Filipinos with smartphones
GCash is accepted at a vast network of merchants (400+ billers), from major retailers and restaurants to smaller businesses and even street vendors
GCash allows people without traditional bank accounts to participate in the digital economy, making financial services accessible to a wider population. In partnership with CIMB allow to open a savings account with no initial deposit
GCash enables users to stretch their budgets with GCredit based on users’ GScore
