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Zindigi

Zindigi is a digital banking application launched in Pakistan by JS Bank. Since its launch in January 2022, Zindigi has quickly gained popularity and is now among the top five most downloaded financial apps in Pakistan.

Method
Zindigi
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
E-wallet
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
$25.00
Authorization currency
RKS
Authorization
speed
Instant
Recurring
No
No

Reasons for Popularity

Customizable user experience Zindigi provides Pakistan's first customizable digital experience, which has attracted millions of customers who appreciate its unique interface

Innovative features Zindigi provides real financial use cases, such as mutual fund investments and in-app stock trading, along with everyday payment options