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Pay by Bank (FI)
Pay by Bank in Finland is a major payment method enabling direct account-to-account transactions, widely adopted due to its speed, security, and low cost.
Method
Pay by Bank (FI)
LPM Market Share
33%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
EUR
Authorization
speed
speed
Instant
Recurring
N/A
N/A
Reasons for Popularity
Digital-savvy consumers, supportive regulation, and tangible benefits for both merchants and end users.
