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Khipu (CL)
Khipu is a digital payment platform that enables users to make online payments directly from their bank accounts, primarily using electronic transfers. Originating in Chile in 2013, Khipu expanded into Argentina and other South American markets, offering a universal API for merchants to receive payments and access financial data from various banks and institutions.
Method
Khipu (CL)
LPM Market Share
16%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
Yes
Yes
Chargebacks
$25.00
Authorization currency
CLP
Authorization
speed
speed
Instant
Recurring
No
No
Reasons for Popularity
Khipu holds a significant share of the bank transfer market in Chile, accounting for about 16% of the market, second only to Webpay which has 74%
Khipu simplifies the bank-to-bank transfer process by bypassing intermediaries like Transbank, which manages credit and debit card transactions in Chile
Khipu provides a reliable and easy-to-use platform for digital payments
