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Interbank
Interbank cash payments represent a vital component of Peru's financial landscape. They cater to both urban and rural populations by offering a secure, efficient means of transferring funds while promoting greater financial inclusion across the nation.
Method
Interbank
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Cash-in
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
PEN
Authorization
speed
speed
Instant
Recurring
No
No
Reasons for Popularity
Financial Inclusion: With a large segment of the population lacking access to traditional banking services, interbank cash payments provide an alternative that bridges this gap
Security and Trust: Many consumers in Peru continue to prefer cash due to concerns about online transaction security
