HUMO
HUMO is one of Uzbekistan’s national payment systems, supporting domestic card payments, contactless transactions, ATM operations, transfers and merchant acceptance. It plays a major role in Uzbekistan’s cashless payment infrastructure alongside UZCARD. HUMO cards and terminals support contactless functionality, helping expand digital payments across retail, public services and everyday consumer transactions. For merchants, HUMO is a key local payment method for reaching Uzbek customers.
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Reasons for Popularity
Integration with Local Infrastructure: The system is widely accepted across Uzbekistan, including rural areas where international cards or global players like Apple Pay or Google Pay may not be as prevalent
Comprehensive Services: HUMO provides a wide range of services beyond basic payments, including bill payments, fund transfers, and access to ATMs
Collaboration with International Payment Systems: The collaboration with Visa, MasterCard, and UnionPay allows HUMO cardholders to conduct transactions abroad using their HUMO cards
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