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DCB (KZ)

Direct Carrier Billing (DCB) is a mobile payment method that allows users to charge purchases directly to their mobile phone bills, providing a convenient alternative to traditional payment methods like credit cards. In Kazakhstan, major telecom operators such as Aktiv, Kcell, Beeline, and Tele2 have adopted DCB to enhance user experience and expand payment options for digital goods and services.

Method
DCB (KZ)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full & partial refunds (manual)
Type
Direct Carrier Billing
Local Card Scheme
Users
11M
Disbursements
Yes
Yes
Chargebacks
$25.00
Authorization currency
KZT
Authorization
speed
Instant
Recurring
No
No

Reasons for Popularity

Accessibility: With many individuals unbanked or underbanked, DCB provides an essential payment solution that allows access to digital goods and services

Growing Digital Economy: The rise of digital consumption—particularly in gaming and streaming—has fueled the adoption of DCB as a preferred payment method due to its ease of use and security

Convenience: Users can pay for various services, including digital content, apps, and subscriptions, with a simple SMS confirmation process