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Chek

Chek is a digital payment solution in Chile, supported by Banco Ripley, that has quickly gained traction among users. The app currently boasts over 780,000 registered users and has partnered with more than 35,000 businesses, making it a popular choice for both consumers and merchants. Chek offers a 100% free digital account with no maintenance fees or commissions, allowing users to manage their finances easily and securely.

Method
Chek
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
E-wallet
Local Card Scheme
Users
1.4M
Disbursements
No
No
Chargebacks
$25.00
Authorization currency
CLP
Authorization
speed
Instant
Recurring
No
No

Reasons for Popularity

Cost-Effective Solution: Chek provides a completely free digital account, eliminating maintenance fees and commissions. This affordability appeals to a wide range of users, particularly those looking for budget-friendly financial services

Wide Merchant Acceptance: With partnerships with over 35,000 businesses, Chek offers users extensive options for making payments in various retail environments. This broad acceptance enhances its utility for everyday transactions

User-Friendly Features: The app allows users to manage their finances conveniently, including features for splitting bills and collecting payments from contacts. Its intuitive design makes it accessible for all users, contributing to its growing popularity in the digital payment landscape of Chile