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Payment Gateway
United Kingdom
Local, Online & Cross-Border Payments
United Kingdom

United Kingdom

United Kingdom
Top e-commerce industries
21.4%
Electronics
20.2%
Hobby & Leisure
21.5%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.

If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.

London
Capital
68.5M
Population
GMT +0
Time Zone (GMT)
GBP (£)
Currency
British pound sterling
$724.3B
Transactions
value in 2030
9.0%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Cross-Border Business Payments

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

Pay by Bank (UK)
Bank Transfer
7%
Buy Now Pay Later
7%
Cash-in
1%
Credit Cards
24%
Debit Cards & Prepaid Cards
23%
E-wallet
38%
Mobile Money
38%
Others
1%
A Local Payment Gateway
United Kingdom
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

In the UK, Pay by Bank services have become increasingly popular, with 90% of consumers familiar with the method. It ranks among the top three payment methods, reflecting a significant shift towards direct account-to-account transactions.

Method
Pay by Bank (UK)
LPM Market Share
7%
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
10M
Disbursements
No
No
Chargebacks
No
Authorization currency
GBP
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

High Consumer Awareness: 90% of UK consumers are familiar with Pay by Bank, indicating widespread recognition

Preference for Debit Card Alternatives: With a high volume of debit card transactions, consumers are open to alternative payment methods that offer similar convenience and security

Integration with Open Banking: The UK's advanced open banking infrastructure facilitates seamless Pay by Bank transactions, enhancing user experience

Why Companies Choose 8B in
United Kingdom

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.