return to all countries
Payment Gateway
South Africa
Local, Online & Cross-Border Payments
South Africa

South Africa

South Africa
Top e-commerce industries
25.8%
Electronics
19.9%
Hobby & Leisure
20.7%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.

If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.

Pretoria
Capital
60.4M
Population
GMT +2
Time Zone (GMT)
ZAR (R)
Currency
South African rand
$30.7B
Transactions
value in 2030
8.1%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Cross-Border Business Payments

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

Bank Transfer (SA)
Bank Transfer
22%
Buy Now Pay Later
4%
Cash-in
7%
Credit Cards
19%
Debit Cards & Prepaid Cards
29%
E-wallet
20%
Mobile Money
20%
Others
1%
A Local Payment Gateway
South Africa
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

South Africa's bank transfer system is anchored by RTC (Real-Time Clearing) for instant payments and EFT (Electronic Funds Transfer) for scheduled transfers, regulated by the SARB for security and efficiency. Innovations like PayShap enable low-cost, real-time payments, promoting inclusion.

Method
Bank Transfer (SA)
LPM Market Share
n/a
Payments
No
Refunds
No - refunds not supported
Type
Bank Transfer
Local Card Scheme
Users
25M
Disbursements
Yes
Yes
Chargebacks
No
Authorization currency
ZAR
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

A robust network of banks offers reliable and secure transfer services. Facilitates cross-border transactions, essential for trade and remittances. Government policies promote financial inclusion and digital banking adoption.

Why Companies Choose 8B in
South Africa

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.