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Accept Local Payment Methods in
Norway
Connect to popular local payment methods through one API. Automate cross-border payouts and expand with regulated fintech infrastructure from 8B.
Norway

Norway

Norway
Top e-commerce industries
23%
Electronics
Hobby & Leisure
23%
Fashion
Furniture & Homeware
Care Products
DIY
11%
Grocery

Vipps Is Driving Norway's Mobile Payment Innovation

Norway is one of Europe's most digital payment markets, led by Vipps, the country's dominant mobile payment platform built around instant bank payments.

Strong banking infrastructure and continued investment in interoperable payment services are accelerating account-to-account payments across consumer and merchant use cases.

Oslo
Capital
5.6M
Population
GMT+1
Time Zone (GMT)
NOK
Currency
Norwegian krone
$86.3B
Transactions
value in 2031
27.5%
CAGR
of Digital Payments during 2026-2031

Cross-Border Payment Infrastructure for Global Growth

Local Payment Infrastructure

Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.

Payments & Payouts

Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.

Industries We Support

Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.

One API

Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.

Pay by Bank (NO)
Bank Transfer
27%
Buy Now Pay Later
19%
Cash-in
1%
Credit Cards
22%
Debit Cards & Prepaid Cards
13%
E-wallet
43%
Mobile Money
43%
Others
2%
The Infrastructure Behind Local Payment Methods in
Norway

Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.

Connect Through One API

Offer customers the payment methods they already know and trust.

Supported Payment Methods

Pay by Bank in Norway is a direct account-to-account online payment method with over 10,000 merchants enabled. For merchants, Pay by Bank provides a trusted local payment option in a mature Nordic payment market.

Method
Pay by Bank (NO)
LPM Market Share
27%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
NOK
Authorization
speed
Instant
Recurring
N/A
N/A
Notify when available

Reasons for Popularity

Pay by Bank is becoming a foundational pillar of Norway’s payments landscape in 2025, driven by consumer and merchant demands for cost-efficiency, safety, convenience, and real-time settlement.

Why Companies Choose 8B in
Norway

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.