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Netherlands

Netherlands

Netherlands
Top e-commerce industries
31.7%
Electronics
16.3%
Hobby & Leisure
17.3%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery
Amsterdam
Capital
17.8M
Population
+1
Time Zone (GMT)
EUR (€)
Currency
Euro
$111.9B
Transactions
value in 2028
7.4%
CAGR
of Digital Payments
during 2025-2028

Popularity of e-commerce payment methods

Bank Transfer
64%
Buy Now Pay Later
11%
Cash-in
1%
Credit Cards
10%
Debit Cards & Prepaid Cards
3%
E-wallet
10%
Mobile Money
10%
Others
1%

Extend your reach

Banks in the Netherlands are required to provide third-party providers (TPPs) access to customer data through standardized APIs (Application Programming Interfaces). The Dutch Central Bank (De Nederlandsche Bank) is the main regulatory body responsible for overseeing the open banking framework in the Netherlands.

Method
Pay by Bank (NL)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
$25.00
Authorization currency
EUR
Authorization
speed
Instant
Recurring
No
No

Reasons for Popularity

Digital Payment Inclination The Dutch population is very comfortable with digital payments, which provides a strong base for open banking growth

Openness to New Tools 90% of Dutch consumers are open to trying new tools to manage their finances