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Accept Local Payment Methods in
Netherlands
Connect to popular local payment methods through one API. Automate cross-border payouts and expand with regulated fintech infrastructure from 8B.
Netherlands

Netherlands

Netherlands
Top e-commerce industries
31.7%
Electronics
16.3%
Hobby & Leisure
17.3%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

The Netherlands Continues to Set the Standard for Pay by Bank

The Netherlands has long been Europe's benchmark for Pay by Bank through iDEAL, one of the world's most successful account-to-account payment methods. As the market evolves toward Wero, Dutch consumers and merchants continue benefiting from one of Europe's most advanced bank payment ecosystems.

The combination of instant payments, Open Banking and domestic payment innovation positions the Netherlands at the forefront of European payment infrastructure.

Amsterdam
Capital
18.3M
Population
GMT +1
Time Zone (GMT)
EUR (€)
Currency
Euro
$111.9B
Transactions
value in 2031
27.5%
CAGR
of Digital Payments during 2026-2031

Cross-Border Payment Infrastructure for Global Growth

Local Payment Infrastructure

Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.

Payments & Payouts

Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.

Industries We Support

Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.

One API

Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.

Pay by Bank (NL)
Bank Transfer
64%
Buy Now Pay Later
10%
Cash-in
1%
Credit Cards
10%
Debit Cards & Prepaid Cards
3%
E-wallet
12%
Mobile Money
12%
Others
1%
The Infrastructure Behind Local Payment Methods in
Netherlands

Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.

Connect Through One API

Offer customers the payment methods they already know and trust.

Supported Payment Methods

Pay by Bank in the Netherlands enables consumers to make payments directly from their bank accounts. The Dutch market is highly familiar with bank-based online payments, making account-to-account checkout an important local payment experience. The Dutch Central Bank (De Nederlandsche Bank) is the main regulatory body responsible for overseeing the open banking framework in the Netherlands.

Method
Pay by Bank (NL)
LPM Market Share
64%
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
EUR
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Digital Payment Inclination The Dutch population is very comfortable with digital payments, which provides a strong base for open banking growth

Openness to New Tools 90% of Dutch consumers are open to trying new tools to manage their finances

Why Companies Choose 8B in
Netherlands

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.