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Accept Local Payment Methods in
Luxembourg
Connect to popular local payment methods through one API. Automate cross-border payouts and expand with regulated fintech infrastructure from 8B.
Luxembourg

Luxembourg

Luxembourg
Top e-commerce industries
25.4%
Electronics
18%
Hobby & Leisure
21.2%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Expand Across Europe with Open Banking Infrastructure

Expand across Europe with Open Banking infrastructure. Connect Pay by Bank payments through a single API and enable secure account-to-account transactions across multiple European markets. 8B helps businesses reduce payment costs, improve conversion and simplify expansion with regulated cross-border payment infrastructure.

Luxembourg
Capital
670K
Population
+1
Time Zone (GMT)
EUR (€)
Currency
Euro
$3.2B
Transactions
value in 2031
27.5%
CAGR
of Digital Payments during 2026-2031

Cross-Border Payment Infrastructure for Global Growth

Local Payment Infrastructure

Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.

Payments & Payouts

Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.

Industries We Support

Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.

One API

Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.

Pay by Bank (LU)
Bank Transfer
1%
Buy Now Pay Later
1%
Cash-in
1%
Credit Cards
37%
Debit Cards & Prepaid Cards
1%
E-wallet
10%
Mobile Money
10%
Others
49%
The Infrastructure Behind Local Payment Methods in
Luxembourg

Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.

Connect Through One API

Offer customers the payment methods they already know and trust.

Supported Payment Methods

Pay by Bank in Luxembourg enables consumers and businesses to make payments directly from bank accounts using local banking infrastructure. It is suitable for invoices, e-commerce, services and B2B payments. For international businesses, Pay by Bank provides a secure local payment flow in one of Europe’s most finance-oriented markets. The Commission de Surveillance du Secteur Financier (CSSF), Luxembourg's financial regulator, is responsible for overseeing the open banking framework.

Method
Pay by Bank (LU)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
EUR
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

High usage of online banking Luxembourg boasts high usage rates of online banking services and digital payments In 2023, over 70% of the population used the Internet for banking services

Customer Empowerment Open banking enables customers to easily switch between accounts, manage investments, and find the best offers

Why Companies Choose 8B in
Luxembourg

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.