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Payment Gateway
Luxembourg
Local, Online & Cross-Border Payments
Luxembourg

Luxembourg

Luxembourg
Top e-commerce industries
25.4%
Electronics
18%
Hobby & Leisure
21.2%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.

If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.

Luxembourg
Capital
670K
Population
+1
Time Zone (GMT)
EUR (€)
Currency
Euro
$3.2B
Transactions
value in 2030
4.8%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Cross-Border Business Payments

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

Pay by Bank (LU)
Bank Transfer
1%
Buy Now Pay Later
1%
Cash-in
1%
Credit Cards
37%
Debit Cards & Prepaid Cards
1%
E-wallet
10%
Mobile Money
10%
Others
49%
A Local Payment Gateway
Luxembourg
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

Banks in Luxembourg are required to provide third-party providers (TPPs) access to customer data through standardized APIs (Application Programming Interfaces). The Commission de Surveillance du Secteur Financier (CSSF), Luxembourg's financial regulator, is responsible for overseeing the open banking framework.

Method
Pay by Bank (LU)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
EUR
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

High usage of online banking Luxembourg boasts high usage rates of online banking services and digital payments In 2023, over 70% of the population used the Internet for banking services

Customer Empowerment Open banking enables customers to easily switch between accounts, manage investments, and find the best offers

Why Companies Choose 8B in
Luxembourg

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.