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Accept Local Payment Methods in
France
Connect to popular local payment methods through one API. Automate cross-border payouts and expand with regulated fintech infrastructure from 8B.
France

France

France
Top e-commerce industries
22.3%
Electronics
17.1%
Hobby & Leisure
19.6%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Expand into New Markets with Local Payment Infrastructure

Whether you're expanding an e-commerce business, travel platform, marketplace, gaming company or fintech product, 8B helps you launch faster with local payment methods, cross-border collections and payouts through a single API. Our regulated fintech infrastructure reduces integration complexity while giving your customers the payment experience they already know and trust.

Paris
Capital
68.4M
Population
GMT +1
Time Zone (GMT)
EUR (€)
Currency
Euro
USD 120.9B
Transactions
value in 2030
7.5%
CAGR
of Digital Payments during 2025-2030

Cross-Border Payment Infrastructure for Global Growth

Local Payment Infrastructure

Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.

Payments & Payouts

Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.

Industries We Support

Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.

One API

Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.

Pay by Bank (FR)
Bank Transfer
13%
Buy Now Pay Later
5%
Cash-in
2%
Credit Cards
25%
Debit Cards & Prepaid Cards
25%
E-wallet
28%
Mobile Money
28%
Others
1%
The Infrastructure Behind Local Payment Methods in
France

Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.

Connect Through One API

Offer customers the payment methods they already know and trust.

Supported Payment Methods

Pay by Bank in France is an emerging payment method that leverages direct account-to-account transfers, providing a secure, instant, and cost-effective alternative to traditional card payments. While 28% of consumers are already familiar with the service, this signals early-stage adoption with high growth potential as the country advances its open banking infrastructure. Recent regulations under PSD2 have laid the groundwork for wider adoption, ensuring enhanced security and interoperability.

Method
Pay by Bank (FR)
LPM Market Share
13%
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
19M
Disbursements
No
No
Chargebacks
No
Authorization currency
EUR
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Market Readiness:The growth of mobile-first consumers and e-commerce has created a demand for faster, more seamless payment methods, which Pay by Bank satisfies

Scalability: High smartphone penetration and mobile banking adoption pave the way for scalability

Cost-Effective Alternative for Merchants and Consumers: Transactions eliminate intermediary fees, benefiting businesses through lower costs and improved cash flow with instant settlements. Consumers enjoy direct payments without needing card details, boosting trust and ease of use

Why Companies Choose 8B in
France

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.