France
France Is Evolving from Cartes Bancaires to Wero
France's payment ecosystem has long been built around Cartes Bancaires (CB), Europe's largest domestic card scheme. Today, the market is entering a new phase with the rollout of Wero, supporting interoperable account-to-account payments across Europe.
Together with strong digital wallet adoption and instant payment initiatives, France continues building a more connected payment ecosystem.
Cross-Border Payment Infrastructure for Global Growth
Local Payment Infrastructure
Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.
Payments & Payouts
Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.
Industries We Support
Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.
One API
Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.
Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.
Offer customers the payment methods they already know and trust.
Supported Payment Methods
Pay by Bank in France is an emerging payment method that leverages direct account-to-account transfers, providing a secure, instant, and cost-effective alternative to traditional card payments. While 28% of consumers are already familiar with the service, this signals early-stage adoption with high growth potential as the country advances its open banking infrastructure. Recent regulations under PSD2 have laid the groundwork for wider adoption, ensuring enhanced security and interoperability.
speed
Reasons for Popularity
Market Readiness:The growth of mobile-first consumers and e-commerce has created a demand for faster, more seamless payment methods, which Pay by Bank satisfies
Scalability: High smartphone penetration and mobile banking adoption pave the way for scalability
Cost-Effective Alternative for Merchants and Consumers: Transactions eliminate intermediary fees, benefiting businesses through lower costs and improved cash flow with instant settlements. Consumers enjoy direct payments without needing card details, boosting trust and ease of use
Built for Developers
Modern APIs, clean documentation and rapid integration.
Built for Finance Teams
Automated reconciliation, transparent reporting and streamlined settlements.
Built for Customers
Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.
