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Accept Local Payment Methods in
Denmark
Connect to popular local payment methods through one API. Automate cross-border payouts and expand with regulated fintech infrastructure from 8B.
Denmark

Denmark

Denmark
Top e-commerce industries
20.5%
Electronics
25%
Hobby & Leisure
17.8%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Denmark Is One of Europe's Most Advanced Pay by Bank Markets

Denmark has one of Europe's most mature digital payment markets, supported by a highly digital banking infrastructure and growing adoption of Pay by Bank and instant account-to-account payments.

While Dankort remains a trusted domestic payment scheme, consumers increasingly rely on MobilePay and bank-connected payment services for fast, secure everyday transactions.

Copenhagen
Capital
6.0M
Population
GMT+1
Time Zone (GMT)
DKK
Currency
Danish krone
$71.2B
Transactions
value in 2031
18.4%
CAGR
of Digital Payments during 2026-2031

Cross-Border Payment Infrastructure for Global Growth

Local Payment Infrastructure

Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.

Payments & Payouts

Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.

Industries We Support

Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.

One API

Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.

Pay by bank (DK)
Bank Transfer
6%
Buy Now Pay Later
11%
Cash-in
1%
Credit Cards
17%
Debit Cards & Prepaid Cards
20%
E-wallet
44%
Mobile Money
44%
Others
1%
The Infrastructure Behind Local Payment Methods in
Denmark

Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.

Connect Through One API

Offer customers the payment methods they already know and trust.

Supported Payment Methods

Pay by Bank in Denmark is a rapidly growing payment method enabled by PSD2, allowing real-time account-to-account payments through secure APIs, bypassing traditional card networks and leveraging high digital infrastructure and nationwide bank account penetration.

Method
Pay by bank (DK)
LPM Market Share
7%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
DKK
Authorization
speed
Instant
Recurring
N/A
N/A
Notify when available

Reasons for Popularity

Universal bank account and internet penetration ensure addressability for open banking payments.

Why Companies Choose 8B in
Denmark

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.