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Croatia
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Top e-commerce industries
20.6%
Electronics
26.9%
Hobby & Leisure
16.9%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery
Zagreb
Capital
4.2M
Population
GMT+1
Time Zone (GMT)
EUR
Currency
Euro
$17.3B
Transactions
value in 2030
19.2%
CAGR
of Digital Payments
during 2025-2030
during 2025-2030
Popularity of e-commerce payment methods
Extend your reach
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Pay by Bank in Croatia leverages SEPA Credit Transfers via open banking APIs supported by major banks.
Method
Pay by Bank (HR)
Pay by Bank (HR)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
EUR
Authorization
speed
speed
Instant
Recurring
N/A
N/A
Reasons for Popularity
Support from major banks with dedicated authentication apps and infrastructure.
Government and regulatory encouragement for cashless, digital transactions.
