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Accept Local Payment Methods in
Croatia
Connect to popular local payment methods through one API. Automate cross-border payouts and expand with regulated fintech infrastructure from 8B.
Croatia

Croatia

Croatia
Top e-commerce industries
20.6%
Electronics
26.9%
Hobby & Leisure
16.9%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Expand Across Europe with Open Banking Infrastructure

Expand across Europe with Open Banking infrastructure. Connect Pay by Bank payments through a single API and enable secure account-to-account transactions across multiple European markets. 8B helps businesses reduce payment costs, improve conversion and simplify expansion with regulated cross-border payment infrastructure.

Zagreb
Capital
3.8M
Population
GMT+1
Time Zone (GMT)
EUR
Currency
Euro
$17.3B
Transactions
value in 2031
27.55%
CAGR
of Digital Payments during 2026-2031

Cross-Border Payment Infrastructure for Global Growth

Local Payment Infrastructure

Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.

Payments & Payouts

Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.

Industries We Support

Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.

One API

Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.

Pay by Bank (HR)
Bank Transfer
15%
Buy Now Pay Later
1%
Cash-in
24%
Credit Cards
27%
Debit Cards & Prepaid Cards
16%
E-wallet
16%
Mobile Money
16%
Others
1%
The Infrastructure Behind Local Payment Methods in
Croatia

Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.

Connect Through One API

Offer customers the payment methods they already know and trust.

Supported Payment Methods

Pay by Bank in Croatia enables customers to pay directly from their bank account using local banking rails. It is relevant for e-commerce, digital services, invoices and business payments. For merchants, supporting Pay by Bank in Croatia helps improve local payment acceptance and gives customers a familiar bank-based checkout option.

Method
Pay by Bank (HR)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
EUR
Authorization
speed
Instant
Recurring
N/A
N/A
Notify when available

Reasons for Popularity

Support from major banks with dedicated authentication apps and infrastructure.

Government and regulatory encouragement for cashless, digital transactions.

Why Companies Choose 8B in
Croatia

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.