Croatia
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Croatia Is Modernising Payments Through Digital Banking and Instant Payments
Croatia combines strong card usage with a rapidly evolving digital payment ecosystem. While cards account for approximately 39% of e-commerce payments, digital wallets and instant banking services continue expanding as consumers increasingly adopt cashless payment experiences.
The country's integration into the euro area and continued investment in digital financial infrastructure are supporting broader adoption of instant payments and modern banking services.
Cross-Border Payment Infrastructure for Global Growth
Local Payment Infrastructure
Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.
Payments & Payouts
Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.
Industries We Support
Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.
One API
Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.
Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.
Offer customers the payment methods they already know and trust.
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Supported Payment Methods
Pay by Bank in Croatia enables customers to pay directly from their bank account using local banking rails. It is relevant for e-commerce, digital services, invoices and business payments. For merchants, supporting Pay by Bank in Croatia helps improve local payment acceptance and gives customers a familiar bank-based checkout option.
speed
Reasons for Popularity
Support from major banks with dedicated authentication apps and infrastructure.
Government and regulatory encouragement for cashless, digital transactions.
Built for Developers
Modern APIs, clean documentation and rapid integration.
Built for Finance Teams
Automated reconciliation, transparent reporting and streamlined settlements.
Built for Customers
Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.
