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Payment Gateway
Costa Rica
Local, Online & Cross-Border Payments
Costa Rica

Costa Rica

Costa Rica
Top e-commerce industries
Electronics
21.1%
Hobby & Leisure
21.1%
Fashion
11.2%
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.

If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.

San José
Capital
2.4M
Population
GMT -6
Time Zone (GMT)
CRC
Currency
Costa Rican colon
$21.1B
Transactions
value in 2030
24%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Cross-Border Business Payments

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

Banco Nacional
Bank Transfer
2%
Buy Now Pay Later
1%
Cash-in
1%
Credit Cards
29%
Debit Cards & Prepaid Cards
29%
E-wallet
15%
Mobile Money
15%
Others
1%
A Local Payment Gateway
Costa Rica
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

As of 2024, Banco Nacional de Costa Rica (BNCR) serves approximately 2.1 million customers in a country with a population of about 5.1 million. This makes it the largest bank in Costa Rica, providing a wide range of financial services, including support for international remittances and cross-border payments.

Method
Banco Nacional
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
2.1M
Disbursements
Yes
Yes
Chargebacks
No
Authorization currency
CRC
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Regional Connectivity: Banco Nacional de Costa Rica enables seamless transactions across Latin America, effectively linking financial systems between Costa Rica and Colombia. This connectivity is vital for e-commerce businesses that rely on efficient payment solutions to reach customers across borders, especially in a region where remittances are significant

Support for International Transactions: The bank's ability to facilitate international remittances makes it an essential partner for families and businesses involved in cross-border e-commerce. With Costa Rica receiving substantial remittances—averaging $113.65 million annually since 1999—this payment method is critical for supporting consumers who purchase goods and services online from abroad

Established Trust: As one of Costa Rica’s largest banks, Banco Nacional provides secure and efficient payment services that are essential for fostering confidence among e-commerce participants. Its reputation as a trusted financial institution encourages users to engage in cross-border transactions, knowing their payments are handled securely

Why Companies Choose 8B in
Costa Rica

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.