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Payment Gateway
Bulgaria
Local, Online & Cross-Border Payments
Bulgaria

Bulgaria

Bulgaria
Top e-commerce industries
20%
Electronics
27%
Hobby & Leisure
15.9%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.

If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.

Sofia
Capital
6.8M
Population
GMT+2
Time Zone (GMT)
BGN
Currency
Bulgarian lev
$23.6B
Transactions
value in 2030
19.2%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Cross-Border Business Payments

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

Pay by Bank (BG)
Bank Transfer
5%
Buy Now Pay Later
2%
Cash-in
50%
Credit Cards
15%
Debit Cards & Prepaid Cards
15%
E-wallet
12%
Mobile Money
12%
Others
1%
A Local Payment Gateway
Bulgaria
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

Pay by Bank in Bulgaria is an emerging payment method leveraging the European Union's Payment Services Directive (PSD2) framework, with 32 payment providers supporting the system, over 900,000 registered accounts for peer-to-peer transfers, and a doubling in instant payment transactions from 2023 to 2024

Method
Pay by Bank (BG)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
BGN
Authorization
speed
Instant
Recurring
N/A
N/A
Notify when available

Reasons for Popularity

Faster, instant payment capabilities (around 10 seconds per transaction).

Why Companies Choose 8B in
Bulgaria

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.