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Accept Local Payment Methods in
Bulgaria
Connect to popular local payment methods through one API. Automate cross-border payouts and expand with regulated fintech infrastructure from 8B.
Bulgaria

Bulgaria

Bulgaria
Top e-commerce industries
20%
Electronics
27%
Hobby & Leisure
15.9%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Expand Across Europe with Open Banking Infrastructure

Digital banking continues to grow in Bulgaria, with increasing adoption of online bank transfers and card payments. The country is also preparing for broader adoption of European instant payment infrastructure.

Sofia
Capital
6.4M
Population
GMT+2
Time Zone (GMT)
BGN
Currency
Bulgarian lev
$23.6B
Transactions
value in 2031
27.5%
CAGR
of Digital Payments during 2026-2031

Cross-Border Payment Infrastructure for Global Growth

Local Payment Infrastructure

Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.

Payments & Payouts

Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.

Industries We Support

Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.

One API

Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.

Pay by Bank (BG)
Bank Transfer
5%
Buy Now Pay Later
2%
Cash-in
50%
Credit Cards
15%
Debit Cards & Prepaid Cards
15%
E-wallet
12%
Mobile Money
12%
Others
1%
The Infrastructure Behind Local Payment Methods in
Bulgaria

Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.

Connect Through One API

Offer customers the payment methods they already know and trust.

Supported Payment Methods

Pay by Bank in Bulgaria is an emerging payment method leveraging the European Union's Payment Services Directive (PSD2) framework, with 32 payment providers supporting the system, over 900,000 registered accounts for peer-to-peer transfers, and a doubling in instant payment transactions from 2023 to 2024

Method
Pay by Bank (BG)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
BGN
Authorization
speed
Instant
Recurring
N/A
N/A
Notify when available

Reasons for Popularity

Faster, instant payment capabilities (around 10 seconds per transaction).

Why Companies Choose 8B in
Bulgaria

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.