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Payment Gateway
Australia
Local, Online & Cross-Border Payments
Australia

Australia

Australia
Top e-commerce industries
24.3%
Electronics
Hobby & Leisure
20.5%
Fashion
15%
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.

If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.

Canberra
Capital
26.8M
Population
GMT +10 to +11
Time Zone (GMT)
AUD ($)
Currency
Australian dollar
$302.7B
Transactions
value in 2030
21.2%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Cross-Border Business Payments

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

PayID
Bank Transfer
4%
Buy Now Pay Later
15%
Cash-in
1%
Credit Cards
27%
Debit Cards & Prepaid Cards
22%
E-wallet
31%
Mobile Money
31%
Others
1%
A Local Payment Gateway
Australia
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

PayID is an easy way to send and receive money from Australia. With PayID, only the recipient's unique mobile number, email address, or ABN need to be used.

Method
PayID
LPM Market Share
4%
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
12.7M
Disbursements
Yes
Yes
Chargebacks
$25.00
Authorization currency
AUD
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Widespread Adoption: As of November 2022, over 12.7 million Australians have registered for PayID, reflecting its extensive reach and acceptance across the country

Instantaneous Transfers: PayID facilitates near real-time payments, enabling users to send and receive funds almost instantly, enhancing the efficiency of personal and business transactions

Enhanced Security: By using simple identifiers and operating within the secure environment of users' existing online banking platforms, PayID reduces the risk of errors and fraud associated with traditional bank transfers

Why Companies Choose 8B in
Australia

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.