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Argentina
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Connect to Argentina's Transferencias 3.0 Network
Argentina has one of Latin America's fastest-growing real-time payment markets. Transferencias 3.0 enables interoperable QR payments across banks and fintech wallets, while Pix-style instant payments continue to reshape consumer expectations across the region. Digital wallets such as Mercado Pago have become part of everyday commerce, making account-to-account payments increasingly important for merchants.
Cross-Border Payment Infrastructure for Global Growth
Local Payment Infrastructure
Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.
Payments & Payouts
Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.
Industries We Support
Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.
One API
Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.
Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.
Offer customers the payment methods they already know and trust.
Supported Payment Methods
Bank transfers are a widely utilized payment method in Argentina, supported by major financial institutions like Banco Galicia, Santander, and digital-first platforms like Ualá. These systems provide robust online banking and mobile app solutions that allow users to move funds between accounts, pay bills, and handle both personal and business transactions efficiently.
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Reasons for Popularity
Broad Accessibility: With 78% of Argentinians owning a bank account, transfers are supported by major banks and innovative fintech platforms, ensuring widespread availability
Efficiency: Instant transfers are possible via services like CBU/alias or DEBIN, allowing users to move funds securely within seconds, reducing transaction times significantly
Diverse Use Cases: Bank transfers are widely accepted for bill payments, e-commerce purchases, and business transactions, making them a versatile and reliable option across Argentina's economy
Transferencias 3.0 is Argentina's national interoperable instant payment infrastructure developed by the Central Bank of Argentina (BCRA). It enables real-time account-to-account payments through interoperable QR codes across banks and digital wallets, allowing consumers and merchants to use any participating payment application. The system is designed to promote competition, reduce payment costs and expand digital payment acceptance across Argentina's retail economy. By 2025, Transferencias 3.0 supports millions of interoperable QR transactions and has become the foundation of Argentina's nationwide QR payment ecosystem, connecting banks, fintech companies and digital wallets through a common payment standard.
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Reasons for Popularity
Consumers can scan any participating QR code using their preferred banking app or digital wallet, eliminating closed payment ecosystems.
Payments are processed instantly between bank accounts, providing fast settlement for merchants and convenient everyday payments for consumers.
Built for Developers
Modern APIs, clean documentation and rapid integration.
Built for Finance Teams
Automated reconciliation, transparent reporting and streamlined settlements.
Built for Customers
Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.
