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Payment Gateway
Rwanda
Local, Online & Cross-Border Payments
Rwanda

Rwanda

Rwanda
Top e-commerce industries
24.2%
Electronics
21.7%
Hobby & Leisure
19.3%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.

If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.

Kigali
Capital
14.1M
Population
+2
Time Zone (GMT)
RWF R₣
Currency
Rwandan franc
$5.7B
Transactions
value in 2030
15.7%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Cross-Border Business Payments

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

Mobile Money (RW)
Bank Transfer
8%
Buy Now Pay Later
1%
Cash-in
19%
Credit Cards
17%
Debit Cards & Prepaid Cards
17%
E-wallet
37%
Mobile Money
37%
Others
1%
A Local Payment Gateway
Rwanda
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

Mobile money refers to a technology that allows users to store, send, and receive money through mobile devices without the need for a traditional bank account. As of 2024, approximately 86% of the adult population are utilizing mobile money services.

Method
Mobile Money (RW)
LPM Market Share
37%
Payments
No
Refunds
No - refunds not supported
Type
E-wallet
Local Card Scheme
Users
6.9M
Disbursements
Yes
Yes
Chargebacks
No
Authorization currency
RWF
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Financial Inclusion: Mobile money services have played a crucial role in enhancing financial inclusion, with 96% of Rwandans now being financially included. This is particularly beneficial for low-income and rural populations who may lack access to traditional banking services

Convenience and Accessibility: Mobile money allows users to perform transactions easily and quickly without needing to visit a bank. This convenience is especially important in rural areas where banking infrastructure may be limited

Adaptation to Local Needs: Service providers like MTN have invested in understanding local customer needs through market research and pilot testing, ensuring that their offerings are relevant and user-friendly

Why Companies Choose 8B in
Rwanda

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.