.avif)
Peru
.avif)
during 2025-2028
Popularity of e-commerce payment methods
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Bank transfers in Peru allow users to send and receive money electronically between bank accounts. They can be initiated through online banking platforms or mobile apps provided by financial institutions such as BCP, Interbank, BBVA, Caja Arequipa, and others. The process is generally straightforward: users select their bank, input necessary details, and complete the transaction.
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Banco de Crédito del Perú (BCP) is a leading financial institution in Peru, offering a variety of payment methods, including cash payments. Despite the growing trend towards digital transactions, cash payments remain significant due to cultural preferences, trust issues with online transactions, and limited banking access for many consumers.
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The system allows consumers to make online purchases by generating a unique code for their transaction, which they can then pay at designated physical locations such as banks and convenience stores. Once the payment is confirmed, the e-commerce site processes the order, making it a secure option for consumers who prefer cash over digital payments
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