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Accept Local Payment Methods in
Peru
Connect to popular local payment methods through one API. Automate cross-border payouts and expand with regulated fintech infrastructure from 8B.
Peru

Peru

Peru
Top e-commerce industries
24.6%
Electronics
20.6%
Hobby & Leisure
21.5%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Peru Is Building the Next Generation of Real-Time Payments

Peru is rapidly evolving from a cash-based economy toward digital payments, supported by strong wallet adoption and the Central Reserve Bank's efforts to develop a national instant payment ecosystem inspired by global leaders such as India's UPI.

Digital wallets account for approximately 44% of e-commerce payments, led by Yape and PLIN, while QR payments and account-to-account transfers continue expanding across the country.

Through one API, 8B enables businesses to connect to Peru's leading digital wallets and local payment infrastructure.

Lima
Capital
34.6M
Population
GMT -5
Time Zone (GMT)
PEN
Currency
Peruvian sol
$22.9B
Transactions
value in 2031
13.5%
CAGR
of Digital Payments during 2026-2031

Cross-Border Payment Infrastructure for Global Growth

Local Payment Infrastructure

Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.

Payments & Payouts

Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.

Industries We Support

Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.

One API

Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.

Bank Transfer (PE)
Bank Transfer
20%
Buy Now Pay Later
1%
Cash-in
6%
Credit Cards
31%
Debit Cards & Prepaid Cards
21%
E-wallet
11%
Mobile Money
11%
Others
11%
The Infrastructure Behind Local Payment Methods in
Peru

Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.

Connect Through One API

Offer customers the payment methods they already know and trust.

Supported Payment Methods

Bank transfers in Peru allow users to send and receive money electronically between bank accounts. They can be initiated through online banking platforms or mobile apps provided by financial institutions such as BCP, Interbank, BBVA, Caja Arequipa, and others. The process is generally straightforward: users select their bank, input necessary details, and complete the transaction.

Method
Bank Transfer (PE)
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
11M
Disbursements
Yes
Yes
Chargebacks
No
Authorization currency
PEN
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

BCP has one of the largest branch and ATM networks in Peru, it offers a highly advanced digital banking platform that includes the BCP app

Interbank leverages cutting-edge digital banking solutions, delivering a user-friendly mobile app that offers real-time transaction alerts, personalized financial insights, and advanced security features

As part of the BBVA Group, BBVA Peru leverages international expertise and resources to offer a divrse range of global banking services and investment opportunities.

Caja Arequipa specializes in microfinance and is actively involved in local communities, offering financial education.

Why Companies Choose 8B in
Peru

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.