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Payment Gateway
Guatemala
Local, Online & Cross-Border Payments
Guatemala

Guatemala

Guatemala
Top e-commerce industries
Electronics
21.1%
Hobby & Leisure
21.1%
Fashion
11.2%
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.

If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.

Guatemala City
Capital
17.4M
Population
GMT -6
Time Zone (GMT)
GTQ
Currency
Guatemalan Quetzal
$25.9B
Transactions
value in 2030
26.3%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Cross-Border Business Payments

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

BAM
Bank Transfer
11%
Buy Now Pay Later
1%
Cash-in
2%
Credit Cards
66%
Debit Cards & Prepaid Cards
16%
E-wallet
3%
Mobile Money
3%
Others
1%
A Local Payment Gateway
Guatemala
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

BAM is one of Guatemala’s leading payment systems, offering card-based and bank transfer solutions for in-store and online transactions. Established as a trusted banking institution, BAM supports seamless digital banking, enabling payments via mobile and online platforms, catering to both individual and corporate needs.

Method
BAM
LPM Market Share
7.6%
Payments
Yes
Refunds
Yes - full refunds only
Type
Cash-in
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
No
Authorization currency
GTQ
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Remittance Reliance: Supports Guatemala's $19.4 billion USD remittance economy, ensuring families and communities receive funds securely and efficiently.

Global Reach: Enables payments to over 200 countries, making it indispensable for businesses and individuals engaging in cross-border trade and transactions.

Extensive Branch Network: With 155+ branches and service points, BAM supports cash payments, making it convenient for both banked and unbanked populations to receive and send international transfers.

Why Companies Choose 8B in
Guatemala

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.