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Germany
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Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.
If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.
Built for Today’s Most Dynamic Sectors
Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.
Payments & Payouts
Manage everything - customer payments, partner payouts, contractor disbursements - through one unified platform.
Cross-Border Business Payments
Retail & E-commerce, Gaming & Travel Payments, PSPs
Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.
Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.
Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.
Give shoppers the payment options they use every day:
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Extend your reach
Open banking in Germany is transforming the way consumers and businesses conduct transactions, enabling secure and efficient bank transfers through innovative technology. By allowing users to authorize third-party providers to access their bank account information, open banking facilitates seamless payments directly from bank accounts. As of 2024, the adoption of open banking is rapidly increasing, with projections indicating that the market could exceed $130 billion by 2030 and user numbers surpassing 100 million.
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Reasons for Popularity
Rapid Adoption: Open banking adoption in Germany has surged since the implementation of the EU's Payment Services Directive 2 (PSD2) in 2018. As of 2023, nearly 950 fintech companies operate in the country, driving innovation and expanding the open banking ecosystem, which is projected to account for 5% of total payments by 2028
Enhanced User Experience: Open banking facilitates instant account-to-account (A2A) transfers, allowing users to complete transactions quickly without the need for manual IBAN entry. This streamlined process not only improves transaction speed but also reduces friction, making it a preferred choice for consumers who value efficiency
Increased Security and Trust: Open banking is built on robust regulatory frameworks that prioritize consumer protection and data security. The integration of standardized APIs enhances trust among users, encouraging them to engage with open banking solutions confidently
Built for Developers
Modern APIs, clean documentation and rapid integration.
Built for Finance Teams
Automated reconciliation, transparent reporting and streamlined settlements.
Built for Customers
Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.
