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Accept Local Payment Methods in
China
Connect to popular local payment methods through one API. Automate cross-border payouts and expand with regulated fintech infrastructure from 8B.
China

China

China
Top e-commerce industries
26.1%
Electronics
Hobby & Leisure
35.1%
Fashion
Furniture & Homeware
11.2%
Care Products
DIY
Grocery

Expand into New Markets with Local Payment Infrastructure

Whether you're expanding an e-commerce business, travel platform, marketplace, gaming company or fintech product, 8B helps you launch faster with local payment methods, cross-border collections and payouts through a single API. Our regulated fintech infrastructure reduces integration complexity while giving your customers the payment experience they already know and trust.

Beijing
Capital
1.4B
Population
GMT +8
Time Zone (GMT)
CNY (¥)
Currency
Chinese yuan
$12.8Tr
Transactions
value in 2031
35.8%
CAGR
of Digital Payments during 2026-2031

Cross-Border Payment Infrastructure for Global Growth

Local Payment Infrastructure

Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.

Payments & Payouts

Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.

Industries We Support

Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.

One API

Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.

Alipay
WeChat Pay
Bank Transfer
2%
Buy Now Pay Later
1%
Cash-in
1%
Credit Cards
4%
Debit Cards & Prepaid Cards
3%
E-wallet
89%
Mobile Money
89%
Others
1%
The Infrastructure Behind Local Payment Methods in
China

Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.

Connect Through One API

Offer customers the payment methods they already know and trust.

Supported Payment Methods

Alipay is one of the world’s largest digital wallet platforms, operated by Ant Group. It enables consumers to make online, in-store and cross-border payments, transfer money, pay bills and access a wide range of financial services through a single mobile application. Widely accepted across China and increasingly available internationally, Alipay has become a core payment method for domestic commerce, inbound tourism, e-commerce and digital services.

Method
Alipay
LPM Market Share
53%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
E-wallet
Local Card Scheme
Users
1.43B
Disbursements
No
No
Chargebacks
No
Authorization currency
CNY
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Alipay is a “superapp” with features such as ridesharing, travel booking, bill pay, medical appointments, and more

Accepted by more than 80 million merchants and supported in 27 currencies, Alipay has a dominant presence both within China and internationally

Through the Alipay+ network, it supports payments across Asia, Europe, and other regions, making it popular for both local users and international travelers

WeChat Pay is a major Chinese digital wallet embedded inside the WeChat super app, operated by Tencent. It enables users to make in-app, online, in-store and QR code payments, transfer money and access merchant services through one of China’s largest consumer ecosystems. WeChat Pay is especially important for Chinese domestic commerce and outbound tourism, where users expect to pay through familiar mobile wallet flows.

Method
WeChat Pay
LPM Market Share
n/a
Payments
Yes
Refunds
No - refunds not supported
Type
E-wallet
Local Card Scheme
Users
935M
Disbursements
No
No
Chargebacks
No
Authorization currency
CNY
Authorization
speed
instant
Recurring
No
No
Notify when available

Reasons for Popularity

Seamless Integration: WeChat Pay is embedded within the WeChat app, allowing users to make payments without switching platforms. This convenience encourages frequent use as users can easily send money, pay bills, and shop online all within one app

Comprehensive Ecosystem: Beyond payments, WeChat offers a variety of services such as messaging, social networking, and mini-programs, creating a one-stop platform that fosters user engagement and retention. This multifaceted approach keeps users within the ecosystem for various needs

WeChat Pay has expanded its services to support cross-border payments, allowing Chinese tourists to use the service in various international locations (Malaysia, Indonesia, Japan and others).  WeChat Pay is accepted by a vast network of merchants, from street vendors to major retailers, both online and offline

Why Companies Choose 8B in
China

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.