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Payment Gateway
Belgium
Local, Online & Cross-Border Payments
Belgium

Belgium

Belgium
Top e-commerce industries
25.3%
Electronics
18.1%
Hobby & Leisure
21.3%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery

Welcome to 8B — a trusted cross-border payment provider combining global-grade technology with deep local market access.

If you’re expanding into the region — across e-commerce, travel, gaming, digital services, or platforms — 8B makes it easy to accept local payments, send payouts with confidence, and manage all financial flows through a single, unified solution.

Brussels
Capital
11.9M
Population
GMT +1
Time Zone (GMT)
EUR (€)
Currency
Euro
$53.8B
Transactions
value in 2030
7.6%
CAGR
of Digital Payments during 2025-2030

Built for Today’s Most Dynamic Sectors

Extend your reach with a comprehensive set of local wallets, bank rails and alternative payment methods preferred by consumers.

Payments & Payouts

Manage everything - customer payments, partner payouts, contractor disbursements  - through one unified platform.

Cross-Border Business Payments

Retail & E-commerce, Gaming & Travel Payments, PSPs

Deliver a fast, frictionless checkout experience optimized for high-volume online transactions.

Settle globally and pay out locally with full transparency, strong compliance and efficient routing across payment ecosystem.

Pay by Bank (BE)
Bank Transfer
19%
Buy Now Pay Later
13%
Cash-in
2%
Credit Cards
15%
Debit Cards & Prepaid Cards
31%
E-wallet
18%
Mobile Money
18%
Others
2%
A Local Payment Gateway
Belgium
Can Rely On

Entering a new market doesn’t need to be complicated. 8B gives you secure infrastructure, intuitive tools and the complete suite of Local Payment Methods your customers trust — no credit cards required.

Local Payment Methods, Fully Connected

Give shoppers the payment options they use every day:

Extend your reach

In Belgium, Pay by Bank services are widely used, with over 83% of consumers favoring digital payments over cash. Platforms like Bancontact and Payconiq by Bancontact connect more than 20 major Belgian banks, enabling secure, real-time transfers for online and in-store purchases. This shift aligns with Belgium’s growing preference for digital payments, with only 13% of transactions now conducted in cash.

Method
Pay by Bank (BE)
LPM Market Share
19%
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
$25.00
Authorization currency
EUR
Authorization
speed
Instant
Recurring
No
No
Notify when available

Reasons for Popularity

Integration with Local Payment Systems: Services like Bancontact and Payconiq by Bancontact facilitate seamless Pay by Bank transactions, connecting with over 20 Belgian banks and supporting both online and in-store payments.

Consumer Preference for Digital Payments: A significant shift towards digital payments is evident, with 83% of Belgians preferring digital payments over cash. This trend is further supported by the fact that only 13% of Belgians still prefer to pay cash, indicating a strong inclination towards digital payment methods.

Enhanced Security and Convenience: Pay by Bank transactions offer robust security features, reducing fraud risks associated with card payments. Additionally, the convenience of using familiar banking interfaces for payments enhances user experience and trust.

Why Companies Choose 8B in
Belgium

Built for Developers

Modern APIs, clean documentation and rapid integration.

Built for Finance Teams

Automated reconciliation, transparent reporting and streamlined settlements.

Built for Customers

Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.