Belgium
Bancontact and Wero Are Shaping Belgium's Payment Future
Belgium combines one of Europe's strongest domestic card schemes with an emerging account-to-account payment ecosystem. Bancontact remains the country's leading payment network, while Wero is introducing a new generation of interoperable instant payments across Europe.
Together, Bancontact, Payconiq and Wero are supporting Belgium's transition toward faster digital payments while maintaining strong consumer trust in domestic payment solutions.
Cross-Border Payment Infrastructure for Global Growth
Local Payment Infrastructure
Connect to local payment methods, bank transfers and digital wallets through a single API. Expand into new markets faster with regulated cross-border payment infrastructure.
Payments & Payouts
Accept customer payments, automate partner payouts and simplify global money movement through regulated fintech infrastructure.
Industries We Support
Supporting e-commerce, travel, gaming, marketplaces, financial institutions, PSPs and fintech companies expanding into new markets.
One API
Launch new markets faster without building separate local payment integrations. Reduce operational complexity while improving payment acceptance and customer experience.
Expand into new markets with regulated cross-border payment infrastructure. 8B connects businesses to local payment methods, national QR networks, bank transfers and digital wallets through a single API, helping businesses launch faster while reducing integration complexity.
Offer customers the payment methods they already know and trust.
Supported Payment Methods
In Belgium, Pay by Bank services are widely used, with over 83% of consumers favoring digital payments over cash. Platforms like Bancontact and Payconiq by Bancontact connect more than 20 major Belgian banks, enabling secure, real-time transfers for online and in-store purchases. This shift aligns with Belgium’s growing preference for digital payments, with only 13% of transactions now conducted in cash.
speed
Reasons for Popularity
Integration with Local Payment Systems: Services like Bancontact and Payconiq by Bancontact facilitate seamless Pay by Bank transactions, connecting with over 20 Belgian banks and supporting both online and in-store payments.
Consumer Preference for Digital Payments: A significant shift towards digital payments is evident, with 83% of Belgians preferring digital payments over cash. This trend is further supported by the fact that only 13% of Belgians still prefer to pay cash, indicating a strong inclination towards digital payment methods.
Enhanced Security and Convenience: Pay by Bank transactions offer robust security features, reducing fraud risks associated with card payments. Additionally, the convenience of using familiar banking interfaces for payments enhances user experience and trust.
Built for Developers
Modern APIs, clean documentation and rapid integration.
Built for Finance Teams
Automated reconciliation, transparent reporting and streamlined settlements.
Built for Customers
Trusted local payment methods, smooth checkout journeys and fewer abandoned carts.
